◆ Aligned with Bangladesh Bank FEPD-1 Circular No. 03 / 2026

The Inward Remittance Platform for modern Authorized Dealers.

An end-to-end automation platform that turns manual SWIFT MT103/pacs.008 workflows into same-day, straight-through, audit-ready credit to beneficiaries.

Built for the June 30, 2026 deadline

Every clause of the circular, engineered in.

Bangladesh Bank's FEPD-1 Circular No. 03 requires ADs to operationalize STP, intraday reconciliation, UETR traceability and digital customer interfaces. The Inward Remittance Platform delivers all of it, out of the box.

§3 · STP & Same-Day Credit

Risk-based expedited processing with automated CBS posting for same-business-day crediting.

§4 · Intraday Reconciliation

Near real-time NOSTRO reconciliation at sub-60-minute intervals, replacing end-of-day dependency.

§5 · UETR Traceability

End-to-end UETR tracking carried through inter-bank transfers up to the ultimate beneficiary.

§7 · Digital Interfaces

Secure customer portal for electronic document submission, acknowledgements and live status — Form-C fully digital.

Platform Capabilities

From SWIFT message to beneficiary credit — fully automated.

Automated SWIFT Ingestion

Software robot retrieves MT103/pacs.008 data on schedule, classifies Prime vs. other-bank beneficiaries, and validates against CBS.

CBS API Integration

PULL/PUSH APIs with T24 for account validation, balance checks and straight-through posting with maker-checker workflow.

Real-Time Pre-Advice

Bulk email and SMS notifications dispatched automatically upon clean validation — zero manual touch.

Customer Self-Service Portal

SSO via MyPrime/PrimePay. Upload documents, track status, download AIT & Form-C certificates on demand.

NOSTRO Reconciliation Engine

Intraday balance checks and automated confirmation matching — built for the 60-minute benchmark.

Tax & Certificate Automation

Auto-computed AIT/VAT per NBR rules, A-Challan generation, AIT/Encashment/Authorized Dealer certificates.

Central Bank Reporting

XML conversion and RPA-driven bulk upload to the Central Bank Reporting Portal with full audit logs.

Enterprise Security

AD-integrated SSO, RBAC, session timeouts, 30-day password rotation and full alignment with Bank IS policy.

Management Dashboards

Live KPIs, transaction status, discrepancy trends and exportable reports (Excel, PDF, CSV) for compliance.

<1 day

Beneficiary credit time

60 min

NOSTRO reconciliation

100%

UETR traceability

10 yrs

Audit-ready retention

Ready before June 30, 2026.

Schedule a walkthrough with our solutions team and see how the Inward Remittance Platform can operationalize FEPD-1 Circular No. 03 in your bank — without disrupting your existing CBS.

Contact Us

How can we help you?

Dhaka Office

Corporate:

7th Floor, West Side, BDBL Bhaban,

12 Kazi Nazrul Islam Avenue,

Kawran Bazar, Dhaka- 1205

T: +8809638633633

E: sscl@spectrum-bd.com

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